Imagine owning a stake in a luxury condo or commercial property without needing millions in the bank. This is the promise of modern property investment strategies that let everyday people pool resources. Calgary-based expert Mark Verzyl explains how this approach breaks down traditional barriers, offering opportunities once reserved for institutional players. Through platforms reviewed by trusted sources...

When purchasing a home in Calgary, many buyers face the challenge of managing upfront costs. Private mortgage insurance (PMI) often comes into play for those financing more than 80% of a property’s value. This coverage protects lenders if borrowers default but adds an extra layer of expense to monthly payments. Lenders typically require PMI when the loan-to-value (LTV) ratio exceeds 80%. For example, a...

Calgary homeowners face unique challenges with seasonal temperature swings and rising utility costs. A professional evaluation of your property's efficiency can uncover hidden issues affecting comfort and expenses. This process involves advanced tools like infrared cameras and specialized airflow analysis to pinpoint energy leaks. Mark Verzyl Real Estate (+1 403-617-9998) recommends these assessments for...