Calgary real estate agent Mark Verzyl showcasing a property.

Understanding What is Mortgage Underwriting Process

Over 40% of Canadian home loan applications face delays due to incomplete financial reviews. This critical phase determines whether buyers secure financing—or face unexpected roadblocks. Known as mortgage underwriting, it’s the lender’s method of evaluating risk before approving funds. During this stage, professionals analyze credit history, income stability, and property value. Their goal? To...

Calgary real estate agent Mark Verzyl showcasing a property.

Understanding What is a Net Operating Income in Real Estate

Over 65% of Canadian real estate investors consider profitability metrics the deciding factor when evaluating properties. Yet, many struggle to differentiate between basic revenue and true financial performance. This gap in understanding often leads to miscalculations that impact long-term investment success. In commercial property analysis, one metric stands above others for assessing earning potential....

Calgary real estate agent Mark Verzyl showcasing a property.

How to Start Flipping Houses Calgary Guide by Mark Verzyl

Over 60% of property investors in Calgary report higher profit margins from strategic renovations compared to other Canadian cities. This surprising reality highlights why house flipping has become a cornerstone of real estate investment in Alberta’s booming market. While TV shows often portray quick, glamorous transformations, successful property revitalization demands precise planning and local...

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