Buying property can feel overwhelming, but skipping critical steps often leads to expensive regrets. Mark Verzyl Real Estate, serving Calgary and surrounding areas, created this guide to simplify your journey. Whether you’re investing in rental properties or purchasing your first home, a structured approach ensures nothing slips through the cracks. This checklist walks you through every phase of the...
Navigating real estate transactions requires understanding critical contract clauses. One such provision, often called a financing contingency, safeguards buyers if they can’t secure a loan. This clause lets buyers exit a deal without losing their earnest money deposit, making it vital in competitive markets like Calgary. Mark Verzyl Real Estate emphasizes that these terms create clear timelines for...
When evaluating rental properties or commercial investments in Calgary, lenders and investors rely on a critical metric: the debt service coverage ratio (DSCR). This calculation compares a property’s net operating income to its annual loan payments, offering insight into financial stability. For local investors, grasping this concept can mean the difference between securing favorable financing or facing...
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